When purchasing any California insurance, it is important to remember to shop insurance in the same way that you shop for any other consumer product. Take the lead in shopping for and understanding your insurance policy. Make sure to compare prices, policy coverage and conditions, and complaint information. Also, research the coverage options that are available to you. Don't rely only on the word of someone else, including an insurance agent or broker, as to what is the "best coverage" for you. Find an agent or broker who is willing to spend time discussing your needs and how specific insurance coverage can best meet your needs. |
Always try to plan ahead when you need to purchase insurance. Allow the proper amount of time to make an informed decision. Never make important decisions on the spot without conducting research first. Remember, this is your home, not the insurance agent's or lender's.
California Car Insurance
Car insurance is simply a contract that helps pay for certain types of financial losses or obligations resulting from the use or ownership of an car. To obtain a California Car Insurance policy, you pay a specified amount of money called a premium. In return for the premium paid, the insurance company agrees to pay certain expenses and legal liabilities depending on the terms of the car insurance policy. Having the right car insurance coverage may prevent you from suffering a large financial loss in the event of an car accident. Read more.
California Health Insurance
Illness or non-work related injury can be financially devastating, especially when considering the rising cost of health care over the past 20 years. California Health Insurance can help protect you from large out-of-pocket health care expenses that can accumulate during an acute or chronic illness. If you have a job, your employer may provide group comprehensive major medical coverage. You can also purchase individual comprehensive major medical coverage privately or through an insurance agent or broker who is licensed by the State of California to sell health insurance products. Read more.
California Life Insurance & Annuities
If you are planning to purchase a life insurance policy or an annuity contract, you should first consider your needs and understand the different type of insurance products that are available. Many more consumers are using life and annuity products as part of their financial planning goals. Consumers spend substantial sums of money each year on life insurance policies or annuity contracts knowing very little about what it is that they are getting. This guide was developed to help consumers make educated decisions and to help them understand both the benefits and the risks involved in financial planning. Read more
California Homeowners Insurance
Information to give you a better understanding about the kind of Homeowners insurance and renters insurance that is best for you. In order to best protect your family, home and your possessions, it is wise to understand your homeowners insurance policy. While it is difficult to predict future loss, you can minimize the impact of loss on yourself and your family by spending the time necessary to familiarize yourself with your homeowners insurance policy and how it specifically addresses your needs in the event of a loss.Read more